EXPORT-IMPORT BANK OF THE UNITED STATES

SUMMARY OF MINUTES OF MEETING OF CREDIT COMMITTEE

JANUARY 27, 2004

ITEM NO 1

Country COSTA RICA AP080147XX

Request for FINAL COMMITMENT

Applicant FINEX TRADE GROUP, S.A., SAN JOSE COSTA RICA

Borrower DEL ORO, S.A., LA CRUZ, GUANACASTE COSTA RICA

Guarantor CITRICOS DE, LA CRUZ, GUANACASTE COSTA RICA

Guarantor INVERSIONES GUANARANJA, KM 20 CARRETERA A SANTA CECILIA,
LA CRUZ COSTA RICA

Buyer DEL ORO, S.A., LA CRUZ, GUANACASTE COSTA RICA

End-user DEL ORO, S.A., LA CRUZ, GUANACASTE COSTA RICA

Exporter BROWN INTERNATIONAL CORPORATION, WINTER HAVEN FL

Exporter COOK MANUFACTURING GROUP INC., WINTER HAVEN FL

Exporter ADDITIONAL EXPORTERS

Supplier BROWN INTERNATIONAL CORPORATION, WINTER HAVEN FL

Supplier COOK MANUFACTURING GROUP INC., WINTER HAVEN FL

Supplier ADDITIONAL SUPPLIERS

Gteed Lender FINEX TRADE GROUP, S.A., SAN JOSE COSTA RICA

Project Name

Project Description EXPANSION OF CITRUS PROCESSING PLANT

Product Description ALL OTHER MISCELLANEOUS FOOD MANUFACTUR

Financed Amount $ 2,059,973

Repayment Term 5 YEARS

Credit Committee Decision APPROVED

ITEM NO 2

Country DOMINICAN REPUBLIC Policy No: MTR-256297

Request for: Insurance Policy (New)
Coverage Type/Term: Comprehensive/MT

Policy Type: Bank-to-Bank/Repetitive Sales

Insured:Manufacturers and Traders Trust Company (Trading as M&T Bank)

Buyer/Obligor:Sinercon, S.A., Santo Domingo, Dominican Republic

End User:Same

Guarantor:Ricardo Hazoury, Santo Domingo, Dominican Republic

Guarantor:Abraham Hazoury, Santo Domingo, Dominican Republic

Guarantor:Fernando Hazoury, Santo Domingo, Dominican Republic

Exporter: Impex Associates, Miami, FL 33172

Supplier: Various

Broker: None

Products/Use: Construction Equipment, Materials and Services

Total Principal Liability (Millions): $1 - 5

Credit Committee Decision APPROVED