EXPORT-IMPORT BANK OF THE UNITED STATES
SUMMARY OF MINUTES OF MEETING OF CREDIT COMMITTEE
DECEMBER 16, 1998

ITEM NO 1
Country GHANA AP074324XX
Request for FINAL COMMITMENT
Applicant FIRST NATIONAL BANK OF NEW ENGLAND INC., HARTFORD CT
Borrower NOVA COMPLEX LTD., TEMA GHANA
Guarantor KUGBE, MARTHA, TEMA GHANA
Guarantor QUANSAH, DIANA, TEMA GHANA
Buyer NOVA COMPLEX LTD., TEMA GHANA
End-user NOVA COMPLEX LTD., TEMA GHANA
Exporter INTERNATIONAL TRADEMART, INC., CRANFORD NJ
Supplier HEATCRAFT INC., STONE MOUNTAIN GA
Gteed Lender FIRST NATIONAL BANK OF NEW ENGLAND INC., HARTFORD CT
Project Description FISH WHOLESALER
Product Description AIR-COOLED SEMI-HERMETIC SYSTEMS
Financed Amount USD1,063,339
Repayment Term 5 YEARS
Credit Committee Decision APPROVED

Item No. 2
Country: Argentina Policy No.: MTA-194878
Request for: Insurance Commitment (New)
Policy Type: Single Sale/Single Shipment
Coverage Type/Term: Comprehensive/MT
Insured: Air Tractor Inc., Olney, TX
Buyer/Obligor: Yebila, S.A., Buenos Aires, Argentina
Guarantor: Heptagro, S.A., Buenos Aires, Argentina
End-User: Yebila, S.A., Buenos Aires, Argentina
Exporter: Air Tractor Inc., Olney, TX
Supplier: Air Tractor Inc., Olney, TX
Product: Turbo Airplane and accessories
Credit Committee Decision: DENIED

MEETING OF CREDIT COMMITTEE