A primary obstacle for exporters is the inability to secure dependable financing. Global Credit Express equips U.S. businesses to access cash flow and increase their international sales. This pilot program offers direct working capital loans to creditworthy small business exporters. Businesses may be eligible for a 6- or 12-month revolving line of credit of up to $500,000.

Use Global Credit Express loans to:

  • Support direct exports of American-made goods and services, as well as those that are exported indirectly through the supply chains of other U.S. exporters.
  • Pay for any export-related activities.

Benefits of Global Credit Express:

  • Equips exporters to access working capital necessary to take on new sales and grow.
  • Offers streamlined processing and quick turnaround on loan applications.
  • Provides fixed-rate financing at a relatively low interest cost.
  • Requires no dedicated borrowing base or monthly reporting requirements.

How it Works

Global Credit Express is a direct working capital loan from EXIM, offered through a select number of Originators nationwide. See a list of originators.

  • The Originator works with the exporter to prepare and submit a preliminary loan application to EXIM.
  • If the exporter meets EXIM’s eligibility criteria, a full application package (with supporting documents) is submitted to EXIM.
  • The loan approval process generally lasts five days from submission of a completed application package.
  • Upon approval, EXIM makes a working capital loan directly to the exporter to support its export-related activities. Lines of credit issues are 6- or 12-months and for up to $500,000.
  • Exporters have the option to renew at the end of the initial loan term.


In order to be eligible for a Global Credit Express loan, an exporter must:

  • Meet the Small Business Administration’s definition of a small business.
  • Have a minimum of three years of revenue-producing operations and one year of exporting experience.
  • Have a favorable reference from an Originator or current bank of account.
  • Have no tax liens or judgements.
  • Export goods that are made in the U.S. and/or export a service that is performed by U.S.-based personnel.
  • Meet a minimum Fair Isaac small business credit score (FICO), and successfully pass a due diligence credit evaluation and principal’s background check.